As a chiropractor, protecting your job with the best chiropractic malpractice insurance is essential. Getting involved in malpractice claims can be costly and time-consuming. Moreover, it can affect your credibility as a chiropractor. Luckily, we have some recommendations for malpractice insurance to protect you.
Check out the recommendation in this post!
7 Recommendations of the Best Chiropractic Malpractice Insurance
Secure your job with the best malpractice insurance. We have some decent malpractice insurance for you. Let’s take a look!
1. HPSO
Our first suggestion is a Health Provider Service Organisation (HPSO). This insurance company is one of the largest insurers that provide risk management and solutions for medical providers and practices. With their 40+ years of experience, they could give healthcare practitioners to safeguard their careers.
HPSO also could provide chiropractors coverage for malpractice claims which is portable. It means the insurance is still serviceable even if you change the job or move to anywhere in the USA or Canada’s area. Moreover, the insurer offers coverage up to $1,000,000 for each claim/$ 3,000,000 annual total.
Furthermore, most customers are happy with HPSO’s service. The website is fast and easy to navigate. Thus, the client could claim the case comfortably. Besides, the customer service is superb and cooperative.
2. Proliability
Proliability insurance is one of the best chiropractic malpractice insurance. This insurer offers an easy-to-use website to allow you to get quotes effortlessly. You could get coverage up to $1,000,000 per occurrence/3,000,000 annual total. On top of that, the premium is competitive, which is $80.
Moreover, this insurance company provides excellent risk management services for you. The service includes risk management content, monthly tips for risk management, and consultation with a risk consultant.
The testimonials from customers are relatively positive. They are satisfied with the company’s service and performance. Proliability insurance is accommodating to solve client problems. Overall, the insurer is easy to apply, responsive, and affordable.
3. NCMIC
NCMIC is an excellent insurance company to safeguard healthcare professionals, including chiropractors. Thus, they can provide you with coverage for malpractice claims. The protection includes claim-made coverage, occurrence, and tail coverage.
Moreover, the insurance puts your reputation first. They won’t settle the case without your permission. On top of that, the coverage is still available in one policy, even if you have dual licenses for healthcare professionals.
Furthermore, NCMIC has various risk management contents to guide you. The contents are available in the form of articles, resources, and webinars. If you have questions to ask, the claims advice hotline is always available to answer your questions.
4. ChiroSecure
As one of the best chiropractic malpractice insurance companies, ChiroSecure is proficient in protecting chiropractors. Hence, they can help you to settle your claim with their 30+ years of experience. Additionally, they work with top law firms and experts to provide you with safeguards whenever an incident occurs.
Furthermore, ChiroSecure gained positive feedback from customers. They praised the company for its professionalism and service. The insurer knows how to handle the client’s problem and answer every question. Although the company might not be perfect insurance, they work hard to give the best for you.
5. CM&F Group
CM&F Group is an insurance company that has protected over 200 professional specialties across the healthcare industry. This insurance company allows you to get a quote effortlessly since it has an easy-to-use website. Moreover, the insurer provides accessible coverage in any state where you are licensed.
Besides, their coverage offers various benefits with limits of up to $2,000,000 per claim. Moreover, the company also cares for your consent. Therefore, they won’t settle the case without your approval. Additional coverages are available, including license defense, general liability, Telehealth, and sexual misconduct defense.
The clients describe that the company offers seamless processes and competitive prices. Aside from the coverage, people are happy with the customer service that is professional and responsive. Therefore, CM&F Group proves their quality has exceeded people’s expectations.
6. CPH Insurance
CPH Insurance is one of the best chiropractic malpractice insurance companies that is proficient in giving protection to healthcare professionals. They will offer you the best coverage that you can claim comfortably through an easy-to-use website.
From the coverage, you will benefit from general liability, personal injury liability, loss of earnings, occurrence form, premises liability, and portable coverage.
If you have a question about your insurance, the extensive customer support will help you.
7. Zensurance
This insurance company is not located in the USA, but you may consider this insurer if you live in Canada. Zensurance insurance offers fair coverage at a competitive price. You can apply for the quote effortlessly because of its intuitive website.
Moreover, you can include additional coverage to your policy, such as commercial general liability and cyber liability insurance.
3 Grounds to Have Best Chiropractic Malpractice Insurance
Your job as a chiropractor is at risk of getting sued for malpractice. Therefore, you must secure your career and credibility with malpractice insurance. These are the reasons why you should have insurance.
1. Failure to Diagnose
Failure to diagnose is one of the common errors during treatment. This incident might have happened due to misdiagnosing the symptoms, failing to make a diagnosis test, and running out of proper diagnosis tools.
As for a chiropractor, this incident would lead them to give the wrong treatment to their patient.
2. Harm to the Client From the Treatment
Related to the previous point, giving the wrong treatment would cause injury to the patient. Some common injuries might occur during the treatment, including nerve damage, neck injury, headache, soreness, herniated discs, or even stroke.
Suppose those injuries occur during treatment. Then, it would cause severe problems for the client. Hence, the chiropractor is liable for that incident.
3. Feel at Peace
Getting sued for malpractice must be stressful. Moreover, your credibility as a chiropractor is at stake. That’s why you need insurance to resolve your problem. By safeguarding your job with insurance, you can feel at peace to continue working.
Find the Best Chiropractic Malpractice Insurance to Protect Your Job!
Healthcare providers are always at risk of being blamed for any malpractice. The chiropractor is no exception. To prevent errors or accidents, you need to protect yourself with insurance.
Having the best chiropractic malpractice insurance will help you resolve malpractice claims. Moreover, you can retain your career as a chiropractor.
